What Does It Mean to Have a Lien on Your House?

A lien is a legal claim against your property because of unpaid debts.
Common types of liens include:

Mortgage liens (when you owe the bank)

Tax liens (unpaid property taxes)

Mechanic’s liens (when contractors aren’t paid for work)

Judgment liens (from lawsuits or court judgments)

When there’s a lien on your house, you usually can’t sell or refinance until the debt is paid off — which can be stressful and overwhelming.

🚫 Why Liens Are a Problem for Homeowners

Liens can:

Prevent you from selling your home the traditional way

Hurt your credit score

Lead to foreclosure if left unpaid

Add financial stress you just don’t need

Many homeowners feel stuck, not realizing there are solutions!

✅ How Can You Deal With a Lien?

Options include:

Paying off the debt (sometimes unrealistic if you’re behind)

Negotiating with creditors to settle for less

Selling your home as-is, using the sale proceeds to pay off the lien at closing — freeing you from the debt and the property

🤝 How Chuy Buy Homes Can Help

At Chuy Buy Homes, we help homeowners get out from under liens.
We buy houses as-is, for cash, and work with title companies and creditors to pay off your liens at closing — so you don’t have to stress about paperwork or surprises.
Walk away with peace of mind and money in your pocket.

📞 Call Chuy Buy Homes today!
209-901-3518
We buy homes fast & fair — even with liens! Don’t feel stuck. Let us help you get a fresh start.